Trauma Insurance
Trauma insurance also known as Crisis or Critical Illness cover, pays a lump sum (full or partial depending on the situation) should a doctor diagnose you with one of the defined listed serious medical conditions or if you undergo certain medical procedures. Trauma cover will pay a lump sum on diagnosis which, depending on your insurer, may be up to $2,000,000. You can take out Trauma cover generally between the ages of 16 and 64, depending on your insurer and it covers you 24 hours a day, 7 days a week anywhere in the world (length of time overseas for cover to remain valid varies between insurers). Each insurer differs, and you will need to refer to their specific policy wording, but most policies can cover you for a variety of trauma events such as:
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Angioplasty |
Blindness |
Loss of Limbs |
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Cancer (Female Organs) |
Cardiomyopathy |
Loss of Speech |
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Cancer (General) |
Chronic Kidney Failure |
Major Head Trauma |
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Cancer (Male Organs) |
Chronic Liver Disease |
Major Organ Transplant |
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Coronary By-Pass Surgery |
Chronic Lung Disease |
Motor Neurone Disease |
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Heart Attack |
Coma |
Multiple Sclerosis |
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Stroke |
Dementia & Alzeimers |
Muscular Dystrophy |
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Accidentally Acquired HIV |
Encephalitis |
Parkinson’s Disease |
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Aorta Surgery |
Heart Valve Surgery |
Primary Pulmonary Hypertension |
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Aplastic Anaemia |
Loss of Hearing |
Rheumatoid Arthritis |
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Benign Tumours |
Loss of Independent Existence |
Severe Burns |
Child Trauma Insurance
Child Trauma Insurance is available for children from two years of age and will pay a lump sum if your Child suffers one of the listed defined medical events as per the policy wording, or is diagnosed as terminally ill or dies.
If you would like to know more about this product and how it can protect you, please contact us.
Any advice or recommendation that may have been implied is General Advice only. Please be aware that we have not taken into consideration your needs, objectives or financial requirements. Before deciding to purchase a financial product, you should read the Product Disclosure Statement to ensure the product is suitable for your needs.
