Landlords' insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside.

The policy will normally cover standard perils such as fire, lightening, explosion, earthquake, storm, flood, escape of water/oil, subsidence, theft and malicious damage. Each insurance policy is different and may or may not include all these items.

Optional coverage might include accidental damage, malicious damage by tenant, terrorism,  legal protection, alternative accommodation costs, contents insurance, rent guarantee insurance anhd liability insurance.

Landlords' insurance policies typically do not cover any personal property belonging to tenants, or otherwise protect the interest of tenants; although a liability policy protecting a landlord will be of benefit to tenants should they incur a loss for which the landlord is responsible.

If you would like to know more about this product and how it can protect you, please contact us.

Any advice or recommendation that may have been implied is General Advice only. Please be aware that we have not taken into consideration your needs, objective or financial requirements. Before deciding to purchase a financial product, you should read the Product Disclosure Statement to ensure the product is suitable for your needs.