An insurance policy can protect defamation, libel and slander. Defamation, libel and slander are torts. A tort is a civil wrong, an infringement of a person's civil rights.

Unlike negligence, which is also a tort, defamation, libel and slander are intentional torts. Intentional torts are intentional acts that violate a person's civil rights. Some intentional torts, such as battery and assault, are also crimes.

Because defamation, libel and slander are torts, the person who has been defamed may seek damages from the perpetrator by filing a lawsuit.

To defend himself against the suit, the perpetrator may argue that the statement was true, that it was made with the other party's permission, that the statement was privileged, or that it was communicated accidentally.

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